Engineering


Arope offers various classes of Engineering Insurance including:

CONTRACTORS' ALL RISKS (CAR) Insurance

It offers comprehensive and adequate protection against loss or damage in respect of Contract Work, Construction Plant and Equipment and/or Construction Machinery. It also covers Third Party Claims in respect of Property Damage or Bodily Injury arising in connection with the execution of a building project.

The most important causes of losses indemnifiable under CAR insurance are:

  • Fire, Lightning, Explosion
  • Flood, Inundation
  • Windstorm of any kind
  • Earthquake
  • Theft, Burglary
  • Bad Workmanship, Lack of Skill, Negligence, Malicious Acts or Human Error

CONTRACTOR'S PLANT AND MACHINERY (CPM) Insurance

Contractors' Plant and Machinery covers any loss or damage from any cause whatsoever occurring at work, at rest or during maintenance operations, and is not limited to a specific construction site.

ERECTION ALL RISK (EAR) Insurance

This branch of Engineering Insurance offers comprehensive and adequate protection against All Risks involved in the erection of machinery, plant and steel structures of any kind, as well as third party claims in respect of property damage or bodily injury arising in connection with the execution of an erection project.

The insured under EAR policy is normally:

  • The manufacturer or supplier of machinery or plant if he carries out the erection work or is responsible for it
  • The Firm commissioned with Erection Work
  • The Purchaser of the Machinery or Plant to be erected

The Insurance will indemnify loss or damage due to the following causes:

  • Fire, Lightning, Explosion
  • Flood, Inundation
  • Windstorm of any kind
  • Earthquake
  • Theft, Burglary
  • Faults in Erection
  • Negligence, Lack of Skill, Lack of Experience, Malicious Acts
  • Short-circuiting, Arcing, Excess Voltage
  • Excess Pressure or Vacuum, tearing apart on Account of Centrifugal Force
  • Any other sudden and unforeseen event, such as Loss or damage due to Collapse, Foreign Objects, on-site Transport of Items to be erected, etc

For more information and for Quotations, please contact our Offices, or our dedicated Customer Service Hotline.